With the purchase of this package, you receive unlimited access to the selected state's entire course library for one year. Courses indicating dual credit are eligible for certain designations. View the course description for more details.
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Note: Package cost does not include fees that may be assessed by certain states.
This package includes 24 hours of West Virginia approved insurance CE, including 3 hours of Ethics. The package price does not include any additional fees the state of West Virginia may charge for reporting.
401(k)s and Qualified Plans (CE) Life/Health: 4 Credits Roster Fee: $8.00 Annuities Today (CE) Life/Health: 6 Credits Roster Fee: $12.00 Ethical Standards for Producers (CE) Ethics: 3 Credits Roster Fee: $6.00 Fixed & Variable Annuities vs Mutual Funds (CE) Life/Health: 2 Credits Roster Fee: $2.80 Long Term Care Partnership 4 Hour Refresher Course (CE) LTCP: 4 Credits Roster Fee: $5.60 Planning for Senior Needs (CE) Life/Health: 5 Credits Roster Fee: $7.00
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Roster Fee:Insurance producers are required to take 24-hours of Insurance CE, including 3-hours of Ethics, every 2-year license term.
Exam completions are recorded in Central Standard Time. You have access to the CE course for 1 year from the date the course is added to your student profile. Users are responsible for tracking the number of credits earned towards compliance requirements and eligibility for potentially repeating courses. Requirements vary by state.
License Renewal DeadlineLicense renewal is due on the last day of birth month biennially.
Exam Proctor RequirementExam Monitor Required | Self-Study Continuing Education Proctor Requirements | Self-study examinations must be proctored by a disinterested third-party. The proctor must be physically present as the student takes the exam. The examination must be completed by the student, on a closed-book basis without assistance.
Helpful ResourcesCourse Monitor Affidavit: Open
LTC RequirementFrequency: One-time, initial training required before selling LTC products.
Frequency: Ongoing training must be completed every 24-month period following the completion of the initial training, and every 24-month period thereafter.
Annuity RequirementFrequency: One-time training must be complete prior to selling annuity products.
NFIP Flood RequirementFrequency: One-time training must be complete prior to selling flood insurance products.
4 Hour Annuity & Best Interest Training Course (CE)
This course is designed to meet your state's 4-hour annuities training course requirements. The focus of this course is to review the wide variety of annuities as well as the many features that may be included. In addition, this course covers regulatory issues related to sales practices, especially the importance of suitability and the need to act in a customer's best interests.
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Roster Fee: 401(k)s and Qualified Plans (CE)
This course will provide an overview of 401(k)s and other qualified plans used in retirement planning. Topics included are plans and their characteristics, how to help clients choose a plan for their business and employees, and the benefits and drawbacks of each. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 106686
- ERISA - Types of Plans - Designing the Right Qualified Plan - Defined-Contribution Plans and Nondiscrimination Regulations
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Roster Fee: Advanced Asset Allocation Strategies (CE)
Establishing an appropriate asset mix is a dynamic process and it plays a key role in determining a portfolio's overall risk and return. As such, a portfolio's asset mix should reflect the client's goals at any point in time. There are a few different strategies for establishing asset allocations. This course will review the key models and help the financial advisor develop an asset allocation strategy that is appropriate given the individual client's needs. * This course is not Texas classroom equivalent. Florida Agents: Eligible License CE 9901 - Generic Life and General Lines | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 85959
- Assessing Risk Tolerance - Strategic Asset Allocation - Tactical Asset Allocation - Core-Satellite Asset Allocation - Asset Allocation and Annuities - Retirement Asset Allocation - Asset Allocation and Life Insurance
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Roster Fee: Advanced Strategies in AML Compliance and Enforcement (CE)
This course provides a comprehensive overview of Anti-Money Laundering (AML) compliance, detailing its importance, regulatory frameworks, key components, challenges, and emerging trends. It covers foundational principles like Customer Due Diligence (CDD) and Suspicious Activity Reporting (SAR), regulatory standards from bodies like the FATF, and the impact of technologies such as AI and blockchain. Case studies, including the PlusToken Ponzi scheme and one firm's legal challenges, illustrate practical applications and the evolving landscape of AML efforts. The course also emphasizes the need for ongoing education, collaboration, and proactive measures in combating financial crime.
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Roster Fee: Annuities Essentials (CE)
The CE credits for this course do not apply toward the 4-hour annuity training requirement. Section I Objectives: Explain basic annuity terms, payout options, and benefits; the annuity's role in an aging America; annuity taxation; the three annuity types (fixed, variable, and equity-indexed (EIA)). Section II Objectives: Compare fixed, equity-indexed, and variable annuity features; advantages, disadvantages, and workings of each product type; and, common product features and calculation methods. Section III Objectives: Explore marketing and suitability choices; typical clients for fixed, variable, and equity-indexed annuities; "Annuity Advantage" uses (such as split annuities and control from the grave); legal and ethical considerations when determining suitability. * This course is not Texas classroom equivalent. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 46814
- Basics of Annuities - Fixed - Variable and EIA - Marketing Opportunities - Who is Buying Annuities
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Roster Fee: Annuities in Retirement Planning (CE)
This course is designed to provide an understanding of the roles and structures of different types of annuities, as well as important considerations when recommending an annuity: features, risks, benefits, costs, and suitability factors. This course also discusses important tax considerations including tax deferral and recharacterization of taxable income upon distribution, and the regulatory pitfalls of recommending annuities to fund other types of already tax-deferred investment vehicles including IRAs. Florida License Eligibility: 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 98251
- The role an annuity could play in retirement income planning Roles and rights of three parties to annuity contract (owner, annuitant, and beneficiary) - Characteristics of an annuity including common riders and fees - Benefits of tax deferral with annuity products and potential recharacterization of taxable income upon distribution, from capital gains income to ordinary income - Pros and cons of placing annuities in a tax-deferred account, e.g. an IRA
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Roster Fee: Annuities Today (CE)
The CE credits for this course do not apply toward 4 hour annuity training requirement. "This course is designed to introduce financial planners and insurance professionals to the world of annuities." It looks at the development and distribution of the product. It differentiates between fixed and variable annuities, immediate and deferred annuities, and flexible and single premium annuities. It also examines the marketing aspects of annuities and how insurers invest in this retirement vehicle; and finally, it examines current and past tax treatment of annuities. * This course is not Texas classroom equivalent. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 76562
- What are Annuities - How Annuities are Used - Taxation of Annuities - Tax Sheltered Annuities - Variable Annuities - Equity Indexed Annuities - Function and Uses of EIAs - Disadvantages of Annuities - The Financial Strengths of Insurers
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Roster Fee: Anti-Money Laundering for Agents and Representatives: Overview, Detection and Prevention (CE)
This course is intended for producing agents and registered representatives, and is also suited for investment advisors, supervisors, or any financial service industry professional needing a basic understanding of industry rules regarding anti-money laundering, and how firms detect and prevent possible money laundering. *This course is not Texas Classroom Equivalent. FL Agents: Eligible License CE 9900 - Generic Life/Health and Variable | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 91621
- Overview of Money Laundering - The stages of the money laundering process - Overview of Federal AML measures (BSA, USA PATRIOT Act) - FinCEN, OFAC and FATF - Agents' and brokers' responsibilities - Customer identity verification requirements - Recognizing Money Laundering Red Flags - Overview of Recent Penalties for AML Violations - Case studies relating to a producer's role in detecting and preventing money laundering in daily operations
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Roster Fee: Anti-Money Laundering Regulations and Ramifications (CE)
The objective of this course is to introduce broker dealer employees to the federal laws and regulations that apply to money laundering, record keeping, and reporting. The course discusses some "red flags" that may indicate potential money laundering activities, as well as the penalties that can be imposed for violating federal money laundering laws. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 9901 - Generic Life and General Lines | Advanced. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 45999
- Awareness of Anti-Money Laundering Regulations - Areas of Concern - Federal Legislation - Knowing your Customer - Verifying a Customer's Identity - Reporting Requirements - Suspicious Activities - Indicators to Consider
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Roster Fee: Anti-Money Laundering Regulations and the Red Flag Rule (CE)
The objective of this course is to raise the awareness of anti-money laundering regulations so agents have the knowledge to prevent and detect money laundering. This knowledge will help ensure you and your employer do not become involved in investigations or scandals that could harm your reputation or risk your client relationships. After completing this course, agents will be able to understand anti-money laundering regulations including Know Your Customer, recognize suspicious activities, and protect yourself from the consequences of being linked in any way to money-laundering activities. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-16 - Life | Intermediate. IWI Eligible Credit: Taxes & Regulation. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 67594
- History of Anti-Money Laundering Regulations - Understanding Anti-Money Laundering Regulations and your Responsibilities - Reporting Requirements - Case Studies
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Roster Fee: Anti-Money Laundering: Beneficial Ownership (CE)
This course will review the customer due diligence guidance and regulations established by the various organizations formed to combat criminal use of financial systems around the world and then focus on the most recent regulations adopted by the U.S. Treasury. FL Agents: Eligible License CE9900 Generic Life/Health and Variable | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 104148
- AML Organizations - Recommendations and Regulations for UBOs - FinCEN Final Rule - Covered Financial Institutions - Ownership and Control - Customer Due Diligence - Risk-Based Requirements - Complex Structures - Offshore Challenges
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Roster Fee:Anti-Money Laundering: Customer Identification Programs, Red Flags, Everyday Scenarios and Enforcement Cases (CE)
This course provides a brief review of the basics of illegal money laundering and the legislative measures adopted to combat money laundering in the US. The course covers requirements for a firm's AML and CIP programs with emphasis on real-world context. The course also discusses red flags that every representative should be aware of in their day-to-day dealings with customers and prospective customers, and with accounts. The course concludes with examples of enforcement cases that reinforce the concepts covered in the text. FL Agents: Eligible License CE 9900 - Generic Life/Health and Variable | Intermediate. *This course is not Texas Classroom Equivalent. FL Agents: Eligible License CE9900 Generic Life/Health/Var - Misc Other Subjects. IWI Eligible Credit: Taxes & Regulation. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 92287
- Money laundering overview - Overview of BSA and AML programs - Overview of CIP programs - CDD Rule - Red flags of possible money laundering - Enforcement cases
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Roster Fee: Claims-Made Policy Training (CE)
This course will discuss the differences between claims-made and occurrence policies, as well as the differentiation between claims-made and claims-made and reported policies. It will also cover professional liability, commercial general liability, directors and officers insurance, and other types of policies that can be written on a claims-made basis. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 110962
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Roster Fee: Commercial Auto Insurance: Understanding the Coverages (CE)
Small businesses often need commercial auto policies to account for risk exposures that go beyond the scope of personal auto insurance policies. Knowing the difference between commercial policies and personal policies is important for agents who work with businesses. In this course, we'll cover information about small businesses auto risks and the different types of coverage that can be provided to mitigate those risks. We'll go over standard business auto policies as well as auto dealers coverage forms, both of which are issued by the Insurance Services Office. We'll discuss coverage issues, endorsements used with policies, and analyses of both the auto dealers coverage form and business auto policy. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 107644
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Roster Fee: Disability Income Insurance (CE)
This course is intended for producers and supervisors that market and sell insurance products to consumers. This course provides a detailed review of the basics of disability insurance and addresses concerns related to individuals and businesses. Topics include the need for disability insurance, how the policies work and how they are issued. Broad issues of a policy such as underwriting, defining a disability and riders will be covered. Several case studies provide excellent examples of issuing the most applicable policies. A representative will be provided with advanced sales solutions to help their clients plan a sound future. * This course is not Texas classroom equivalent.
- Disability Income Insurance - Who Needs Disability Income Insurance - What Disability Income Insurance Accomplishes - Benefit Period - Long and Short Term Disability - Trade Associations - Tax Consequences
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Roster Fee: Disability Insurance (CE)
Disability insurance insured incomes in the event a wage earner is unable to work due to an illness or injury that occurs outside of the work environment. This course takes an active view of the various types of disability insurance coverages available, by using real life scenarios, examples and case studies. Employees with eligible disabilities may require the use of short-term, long-term or Social Security Disability benefits or a combination of these options. Business disability policies are covered to ensure a comprehensive look at everything from coverage options to disability fraud by the less obvious. FL Agents: Eligible License 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 96486
- Types of Disabilities - Salary Continuation - Short-Term Disability - Long-Term Disability - Social Security Disability - Coordination of Benefits: Setoffs - Disability for Business Owners - Fraud
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Roster Fee: Effects of Market Uncertainty on Retirement Planning (CE)
This course will help the students understand the psychological and financial impact that market volatility has on consumers and on the retirement planning process. It discusses how variable products can provide tools and solutions to mitigate the effects of market uncertainty on retirement portfolios. Asset allocation, dollar cost averaging, guaranteed living benefits and other ideas will be discussed as they relate to long-term retirement planning under all types of market conditions. * This course is not Texas classroom equivalent. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 46032
- Market Uncertainty and Investor Reaction - Long-Term Nature of Variable Annuities - Buy and Hold Strategy - Dollar Cost Averaging - Slit Averaging Strategy - Death Benefit
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Roster Fee: Employee Group Benefits (CE)
This course aims to equip participants with a robust understanding of the group benefits industry, covering a broad spectrum of topics from the evolution of employee group benefits to the latest trends shaping the future of employer and employee offerings. With a focus on real-world applications, regulatory compliance, and strategic planning, learners will gain the tools necessary to navigate the complexities of the field effectively. This course is meticulously designed to cover the essentials of group benefits, delve into specialized topics, and explore the latest trends and innovations. Each chapter stands on its own while interconnecting with others to provide a holistic understanding of the industry.
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Roster Fee: Equity Indexed Annuities (CE)
In offering a look at some of the unique options annuities offer, Equity Indexed Annuities will help financial professionals gain a comfort level when discussing the product with suitable clients. The course also covers the role of fixed annuities in retirement planning as well as a look at the evolution of indexed products. * This course is not Texas classroom equivalent.
- Investment Horizon - Fixed Annuities Features - Participation Rate - Fund Averaging in a Point-to-Point Design - How Design and Features Affect Participation Rate - Buyer Profile - Presenting the Equity Index Annuity to Clients
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Roster Fee: Estate Planning (CE)
Estate planning is the process in which consideration is given to accumulating and allocating income and assets for the purpose of creating a better quality of life for an individual and others during life and for their heirs after death. To achieve the goals sought by estate planning, the accumulation and retention of income and assets must be accomplished by avoiding the severe impact of income, estate and gift taxes, as well as ensuring the desired disposition of assets at death. This course will provide you an understanding of the key components of estate planning to allow you to create the appropriate financial plan for your client. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 9900 - Generic Life/Health and Variable | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 86019
- Value of Estate Planning - The Estate Planning Process - Property Transfers Upon Death - Estate Planning Documents Types of Trust Used in Estate Planning - Estate and Gift Tax Basics Life Insurance and the Estate Plan
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Roster Fee: Ethical Considerations for Life and Death (CE)
On completing this course, producers will understand the importance of integrating insurance products into the lives of clients and helping them with investing as part of their financial strategy, planning, and preparation for their futures. Agents will see how personal and professional ethics and ethical practices help agents reach their goals with integrity, as well as review continuing education requirements, new state laws, new federal laws and Acts introduced, which influence the insurance industry. Producers will learn the standards and requirements they are to uphold and how to successfully implement these standards and requirements when dealing with clients and insurance companies. This course will allow producers to create a personal and professional code of ethics they can follow in every aspect of their personal and professional business. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 100339
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Roster Fee: Ethical Issues Facing the Financial Services Industry (CE)
This course is appropriate for anyone working in the financial services industry. It begins with a look at ethical issues facing the industry, and briefly defines ethical standards and why they are important. The course then gives an overview of the regulatory requirements from FINRA and the SEC that are designed to promote ethical standards and provides examples of recent charges. The course concludes with the understanding that rules and regulations alone are not enough to ensure ethical behavior. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 116308
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Roster Fee: Ethical Standards for Producers (CE)
On completing this course, producers will be able to understand the importance of ethics in the insurance industry. Producers will learn the standards and requirements they are to uphold and how to successfully implement these when dealing with both clients and insurance companies. This course will allow the producers to create both a personal and professional code of ethics that they can follow in each and every aspect of their business. * This course is not Texas classroom equivalent.
- Ethics in Modern Society - Ethical Decision Making - A Personal Code of Ethics - Standards of Ethical Behavior - Professionalism - Requirements of Professional Ethics - Public Expectations and the Insurance Industry - Ethics and Insurance Producers
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Roster Fee: Ethics and Professional Responsibility (CE)
This course has been designed to educate professionals on ethical standards of conduct. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 105608
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Roster Fee: Ethics for the Financial Services Professional (CE)
This course will provide an overview of the characteristics of ethics and professionalism. Topics included are the standards by which a professional should be judged and a study of ethics on its philosophical and compliance levels. * This course is not Texas classroom equivalent.
- High-Quality Workmanship Education - Uncompromised Values - Pursuit of Excellence - The Past as Prologue to the Future - New Standards for Ethical Conduct - Ethics on a Compliance Level - Valuing Compliance and Market Conduct
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Roster Fee: Fixed & Variable Annuities vs Mutual Funds (CE)
This course compares and contrasts fixed annuities, variable annuities, and mutual funds. It describes each type of product and the reason why people buy them. The course also offers an in-depth analysis of variable annuities and mutual funds including advantages of each and a comparison of performance. This course assumes a basic knowledge of annuities and mutual funds and, as a result, is designated an intermediate difficulty level. FL Agents: Eligible License 9CE 2-14 - Life and Variable Annuity | Advanced. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 45996
- Investment Safety - Inflation Protection - Marketing Performance - Main Reasons People Buy Mutual Funds - Mutual Fund Advantages - Variable Annuity Advantages
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Roster Fee: Forms of Property and Casualty Liability (CE)
This course will cover the different forms of liability coverage that are available to your business and personal clients. The types of perils that are covered under each type of liability insurance will be covered, as well as different clients and situations you may come into contact with and the types of P&C insurance that are best for your clients needs. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 110205
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Roster Fee: Homeowners Valuation Insurance Training (CE)
This course will cover issues relating to residential buildings and structures and other topics that will help provide the best information available to clients. It will discuss different building types, materials, and geographic considerations that can affect home values as well as how areas that have experienced a catastrophe will have different reconstruction costs due to labor and material shortages, transportation, and related issues. Additionally, specific perils will be addressed that affect homeowners. Note: This course does not meet the Homeowner credit requirement for Colorado.
This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 110696
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Roster Fee: Income Planning for Heirs: Annuity Contract Structure (CE)
By taking a look at the roles and rights of the three parties (owner, annuitant and beneficiary) along with some of the major variations found in different annuity contracts, this course covers many important aspects of income planning for heirs. It will also help the financial advisor better understand the various outcomes of the available annuity contracts and recognize the disposition and tax consequences of each scenario. A beginner's prerequisite of the knowledge of annuities designates this course as 'intermediate.' * This course is not Texas classroom equivalent.
- Owner - Annuitant - Beneficiary - Death Benefit - Understanding the Contract - The Income Phase of an Annuity - Fixed Payments - Taxation of Income Payments - Stretch IRA Technique
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Roster Fee: Income Planning for Retirement (CE)
The objective of this course is to provide an understanding of the need for planning for retirement income needs as a part of the financial planning process. The topics covered include the need for planning, asset allocation, annuitization, and payout options available. The course concludes with an enumeration of the steps that need to be taken to plan for retirement income, including a detailed case study. * This course is not Texas classroom equivalent.
- Current Market Statistics - Money for Retirement - Future Income Needs - The Time Value of Money - Risk Tolerance - Types of Risk - Measuring Risk - Erosion of Purchasing Power - Tax Traps - Choosing a Type of Payout - Asset Allocation
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Roster Fee: Introduction to Individual Retirement Accounts (CE)
This course provides an overview of individual retirement accounts including traditional and Roth IRAs, eligibility, funding, distribution, and taxation. It also discusses RIA rollovers from qualified plans, and the DOL's new rule to expand the definition of a fiduciary to those who recommend such rollovers or otherwise work with IRA clients. FL Agents: Eligible License 9900 Generic Life/Health/Variable - Misc Subjects | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 98252
- Overview of IRAs - Types of IRAs - Contributions - eligibility and tax considerations - Taxation of Distributions - traditional vs. Roth, premature, RMDs, inherited IRAs, etc. - Roth conversions - Qualified plan rollovers to IRAs - Rollover suitability - Department of Labor (DoL) Fiduciary Rule
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Roster Fee: Life Insurance Today (CE)
This course takes a comprehensive look at life insurance and how it can be a means of attaining financial security during life and after death. It explains the many applications of life insurance products and how their flexibility allows them to cover a wide range of clients' needs. * This course is not Texas classroom equivalent. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 66885
- Term Insurance - Cash Value Insurance - Endowment Insurance - Health Insurance - Group Insurance - HMOS - Planning for Retirement - Annuities - Long Term Care Insurance - Estate Planning Tools - Common Riders - Paying for College - Wills, Probate and Trusts
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Roster Fee: Life Settlements (CE)
At the completion of this course agents will understand the concept of a life settlement and the potential benefits they may offer to certain clients.
- What is a Life Settlement - Reasons for a Life Settlement - Tax Implications - Regulatory Environment - NAIC Model Regulation
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Roster Fee: Living Benefit Riders (CE)
This course will provide an overview of annuities, the types offered, how they've changed since being introduced, the riders that may be available, and how to abide by FINRA Rule 2330 to legally sell annuities.
- What are Annuities? - Tax-Deferred Annuities - Income Annuities - The Evolution of Annuities - Living and Death Benefit Riders - Examples of Living Benefit Riders - Other Living Benefit Riders - Variable and Deferred Variable Annuity Suitability Guidelines - General Considerations
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Roster Fee: Long Term Care Partnership 4 Hour Refresher Course (CE)
The agents and brokers who take this course can make a real difference in the lives of countless persons by helping them to understand the need for long-term care, the costs involved and the methods with which to finance it. However, long-term care insurance isn't for everyone. Part of what you will learn from this course is who should and who should not purchase a policy, and if they should, which of the myriad of choices available are best suited to each individual client. NM Agents: This course is available for Life/Health/Variable credit only.
- Long-Term Care Basics - Who Needs Care and Why - Home and Community Care - LTC Services and Facilities Formal Care - The Cost of Long-Term Care - Policy Provisions, Requirements, and Terminology - Home Care Only - Benefits - Inflation Protection, Claims and Care Management - Customer Protection and Suitability Standards - Suitability - Long-Term Care Legislation - Financial Alternatives
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Roster Fee: Long Term Care Partnership 8 Hour Training Course (CE)
This course was developed to meet the requirements of an 8-hour study on Long-Term Care insurance (LTCI) and Long-Term Care Partnerships (LTCPs). Most of these introductory courses are state-specific; however, federal requirements, state statutes, and the recommendations of the National Association of Insurance Commission (NAIC), have deemed 8-hour courses necessary to properly prepare to sell long-term care products - whether individually, as part of a strategic plan, or with an annuity or annuity rider. NM Agents: This course is available for Life/Health/Variable credit only.
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Roster Fee: National Flood Insurance Program Training (CE)
This training provides information on National Flood Insurance Program (NFIP) policies. It is intended to provide an overview of the program and will help provide accurate information and advice regarding flood insurance. For states that have a flood requirement, this course has been approved to satisfy the mandatory continuing education. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 109051
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Roster Fee: Personal Lines (CE)
Understanding all the major personal lines of insurance coverage is an important basic for insurance agents. A well-educated agent should know about miscellaneous personal lines coverage and possible gaps in coverage so they can advise their clients. This course will cover the different types of personal lines insurance as well as the components of a personal insurance policy. It will also go into more detail on miscellaneous personal lines of insurance that your clients may require and possible gaps in coverage along with how to address those. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 110831
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Roster Fee: Planning for Senior Needs (CE)
In 2011 the Baby Boomer Generation began turning 65. Those who have not reached this hallmark age are all in their 50s. This generation is the largest of the U.S. population. The growth of this senior population is unlike anything our country has seen. Unfortunately, it is going to come at great expense. The purpose of senior needs planning is to identify and fund a specific and comfortable amount of net annual retirement income. This course is designed to help financial professionals understand the various risks and challenges today's retirees face and teaches you how to develop a plan for your clients so they may sustain their lifestyles throughout retirement. Due to the prerequisite of a thorough understanding of all available investment vehicles, this course is designated as Intermediate *This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-18 - Life and Health | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 83757
- Retirement Income Needs - Minding the Gap - Reverse Mortgage - Inflation - Annuity Payout Options - Paying Current Tax on Your Lump-Sum Payment - Questions about Distributions - Tax on Early Distributions from Retirement Plans, other than IRAs - Settlement Options, Annuities - Premiums - Social Security - Healthcare Needs - Legal Protection
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Roster Fee: Principles of Asset Allocation (CE)
This course provides an understanding of the concepts of asset allocation and its importance in financial planning. The topics covered include the definitions of asset allocation and asset classes, the concepts of risk and how they relate to the asset allocation process, and a discussion of the client information that is needed to properly allocate the client assets.
- Value-at-Risk - Volatility & Standard Deviation - Correlation - Diversification - Reduction of Portfolio Risk - Value of Diversification - Investor Objectives - Liquidity - Risk Tolerance - Indifference Curve - Time Horizon
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Roster Fee: Property & Casualty Essentials (CE)
This course was developed to meet the continuing education requirements of insurance professionals who need a basic understanding of property and casualty (P&C) insurance and the coverage that P&C includes (eg, homeowners, workers' compensation, auto insurance). FL Agents: Eligible License CE 2-20 - General Lines (Property/Casualty) | Intermediate. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 94125
- Ethics - Policies - Endorsements - Exclusions - Perils - Contracts - Conditions - Inclusions - Protections - Terminology - Benefits - Risks
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Roster Fee: Property & Casualty Insurance Fraud and Red Flags (CE)
The topic of this course applies to everyone in the insurance industry. Whether in personal, commercial or wholesale insurance, claims or underwriting, adjusting or producing, everyone is affected by insurance fraud. Inevitably, successful, undetected scams translate into higher premiums for even the most honest customers. To keep what we can at bay, those working in the industry need to be educated in detecting, recognizing and preventing insurance fraud. As sophisticated as insurance fraud prevention methods can be, criminals can become just as sophisticated in their methods of defrauding that system. This course reviews red flags that show themselves in various property and casualty markets. From the garden variety fraud we've all read or heard about (like padding a claim), to more deviant, thought-out frauds that can ruin innocent, unsuspecting people, red flags are often there for the trained eye to see. FL Agents: Eligible License 0220 General Lines (Property/Casualty). This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 98914
- Auto Insurance Fraud and Red Flags - Homeowners Insurance Fraud and Red Flags - Flood Insurance Fraud and Red Flags - Business Owners Insurance Fraud Flags - Real Case Scenarios - State Fraud Bureaus - Red Flags of Insider Fraud
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Roster Fee: Property and Casualty Claims Operations (CE)
This course will discuss a wide variety of topics regarding claims operations in this field. It will discuss the role of key personnel in the claims process, different types of claims operations, the claims process from start to finish, how to evaluate claims, and ethical issues regarding the claims process. This information will help you provide the best possible outcome and ensure that your business runs smoothly. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 109836
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Roster Fee: Retirement Planning (CE)
This course will familiarize the participant with the growing financial needs of retirement and the need for saving and investing for retirement. Subjects in the course include calculating income needs for retirees, future value of money and retirement spending. The participant will learn about different sources of retirement income including fixed and variable annuities in addition to various types of retirement income savings tools. * This course is not Texas classroom equivalent. FL Agents: Eligible License CE 2-16 - Life | Advanced. This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. Course ID: 46037
- How Much Money Will You Need at Retirement - Future Income Need - The Time Value of Money - Expenses - Early Retirement - Social Security - Employer Sponsored Retirement Plans - Self-Employed Retirement Plans - Education Plans
